Insurance

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Navigating Your Policy: Avoid Getting Blinded by Your Declarations Pages

In the world of commercial insurance, policyholders often find themselves navigating through complex documents filled with industry jargon and technical terms. The majority of startups don’tread their insurance policies. They “skim” the details in the declaration pages often referred to as the dec pages. One crucial aspect of any commercial insurance policy is the dec[...]
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Spring Cleaning Your Commercial Insurance Program: A Busy Executive’s Guide

As spring arrives, it’s not just our homes that could benefit from a thorough cleaning – it’s also an opportune time for business owners to tidy up their commercial insurance programs. With the changing seasons comes the perfect chance to review your coverage, assess your risks, and ensure that your business is adequately protected. Here[...]
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One Startup’s Insurance Journey: Formation to Acquisition 

How many companies grow 500+ employees and get acquired for $200M+ in less than 2 years? We only know of one in recent Austin history. This startup’s journey from formation to acquisition from an insurance perspective is a great example of a desired client journey despite being extremely condensed. Our goal is to help other[...]
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Insurance Policies Your VCs Want Post Funding

The primary reason we receive inquiries about insurance is a funding event. Many founders typically don’t think too much about Directors & Officers (D&O) and Key Person Life Insurance until they get a term sheet. In this month’s blog, we share some insight on which insurance policies VCs require and why.  What/Why Do They Want[...]
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D&O Tail Coverage – Tips for the Acquisition

The prior Lumen blog, What Happens to Your Insurance Program If You Don’t IPO, states the most likely outcome for startups is an acquisition. As covered by Austin Inno, Silicon Hills News and the ABJ…acquisitions are taking place weekly in the ATX. So what do startups need to know about D&O coverage prior to an[...]
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