Cybersecurity

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Is Your Startup As Secure As You Think It Is?

What You Need to Know about Cybersecurity     Cyber Awareness Month  For the record, National Cybersecurity Awareness Month (NCSAM) was not created in resistance to Skynet, the ‘Synthetic Intelligent Machine Network’ despite the title of this blog. The National Cybersecurity Alliance (NCSA) and the U.S. Department of Homeland Security (DHS) launched the initiative in October of 2004 in an effort to help[...]
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D&O: Why Underwriters Care about Your Financial Runway?

Jeremy Broomfield - Own work, CC BY-SA 3.0, https://commons.wikimedia.org/w/index.php?curid=10235542
Why Your Financial ‘Runway’ Is Important….     For startups, an underwriter asking for financial statements can seem invasive when searching for D&O (Directors & Officers) Insurance. So why do they ask? I talked to a few of my favorite underwriters to learn more about why the financial health of any startup is the #1 driver for a carrier to offer D&O terms and how it will affect your premium. Read on to[...]
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Is Your Tech Company a Tech Company to an Underwriter?

  Is Your Tech Company a Liger or a Tiger?   What is a liger? Napoleon from the 2004 movie Napoleon Dynamite says, ‘It’s pretty much my favorite animal. It’s like a lion and a tiger mixed… bred for its skills in magic.’ You will have to read through the end to see how this ties into the[...]
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 5 Insurance Inflection Points for Startups 

Lumen Insurance Technologies - Startup Growth Phases
5 Insurance Inflection Points to Discuss with Your Insurance Broker     Your goals may include raising a significant amount of money, disrupting your industry, and/or becoming the next unicorn in the industry. If that is the case,  you will have a series of insurance inflection points to discuss with your insurance broker which includes D&O. Board Formation  Forming a company and getting the right[...]
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