“Your beliefs become your thoughts,

Your thoughts become your words,

Your words become your actions,

Your actions become your habits,

Your habits become your values,

Your values become your destiny.”

                                         — Mahatma Gandhi

L U M E N  V A L U E S


  • Innovative thinking – Why settle for the status quo? The insurance industry ripe for innovation. Lumen uses some of the latest technological breakthroughs in the industry to reduce redundancy through automated systems, speed up the process using online quoting systems, and getting you moving along to revenue generating activities.


  • Advice – Do I need cyber liability, directors and officers insurance, or key man life insurance?  What is hired and non owned auto coverage?  Often times you don’t have time to research or stay current with each line of coverage. Lumen can help you navigate through the coverage maze during each stage of your growth.


  • Advocacy – Some things in the insurance world are not based on common sense.  In those cases you need an advocate to walk you through the process of getting appropriate coverage, pushing through complicated insurance requirements, or getting support if you ever have a claim.


  • Transparency – Lumen aims to be transparent with every transaction.  Whether it is coverage or commission we are working in your best interest.


  • Efficiency – Why should it take weeks or even months to get you coverage? Depending on the type, coverage it can be quoted and bound in hours or even minutes. Lumen utilizes every platform and process available to get your Business insurance coverage in place in the least amount of time.


  • Appreciation – We appreciation our clients, carriers, brokers and community who all have helped our growth.  We never want to forget our humble beginnings or miss an opportunity to say thank you!
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